:root{--navy:#15255b;--blue:#0e8ec1;--cyan:#20b7e8;--gold:#c9a447;--text:#101828;--muted:#667085;--bg:#f7f9fc;--white:#fff;--line:#e4e7ec;--green:#008a4f}
*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}.container{max-width:1180px;margin:auto;padding:0 22px}.topbar{background:var(--navy);color:white;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding-top:8px;padding-bottom:8px}.header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line);z-index:100}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 22px}.brand{display:flex;align-items:center;gap:12px}.brand img{height:52px;max-width:190px}.brand span{font-weight:800;color:var(--navy);line-height:1.1}.menu{display:flex;gap:18px;align-items:center;font-weight:650;font-size:14px}.menu a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:white;border-radius:12px;padding:13px 18px;font-weight:800;border:0;cursor:pointer;box-shadow:0 10px 24px rgba(21,37,91,.16)}.btn.alt{background:var(--blue)}.btn.light{background:white;color:var(--navy);border:1px solid var(--line);box-shadow:none}.btn.gold{background:var(--gold);color:#111}.hero{padding:82px 0;background:linear-gradient(135deg,#0f1f55 0%,#15255b 48%,#0986b9 100%);color:white;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;right:-120px;top:-130px;width:430px;height:430px;border-radius:50%;background:rgba(255,255,255,.08)}.hero .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}.eyebrow{letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:900;color:#b6f0ff}.hero h1{font-size:48px;line-height:1.08;margin:12px 0 16px}.hero p{font-size:19px;color:#ecf8ff;max-width:760px}.hero-card{background:white;color:var(--text);border-radius:24px;padding:28px;box-shadow:0 24px 70px rgba(0,0,0,.22)}.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:24px 0}.kpi{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:18px;padding:16px}.kpi b{display:block;font-size:26px}.section{padding:70px 0}.section.gray{background:var(--bg)}.section.dark{background:var(--navy);color:white}.title{max-width:860px;margin-bottom:34px}.title h2{font-size:36px;line-height:1.15;margin:0 0 12px;color:var(--navy)}.dark .title h2{color:white}.title p{font-size:18px;color:var(--muted)}.dark .title p{color:#dbeafe}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:white;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:0 14px 38px rgba(16,24,40,.06)}.card h3{margin:0 0 10px;color:var(--navy);font-size:22px}.card p{color:var(--muted)}.card ul,.list{padding-left:18px;color:#344054}.badge{display:inline-block;background:#e8f5ff;color:var(--navy);font-weight:800;border-radius:999px;padding:6px 12px;margin:3px}.two{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}.steps{counter-reset:step}.step{display:flex;gap:16px;margin-bottom:18px}.step:before{counter-increment:step;content:counter(step);min-width:38px;height:38px;border-radius:50%;background:var(--blue);color:white;display:flex;align-items:center;justify-content:center;font-weight:900}.form-box{background:white;border-radius:24px;border:1px solid var(--line);box-shadow:0 18px 60px rgba(16,24,40,.09);padding:26px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-grid .full{grid-column:1/-1}label{font-size:13px;font-weight:800;color:#344054}input,select,textarea{width:100%;border:1px solid #d0d5dd;border-radius:12px;padding:12px 14px;font-size:15px;margin-top:5px;background:white}textarea{min-height:105px}.note{font-size:13px;color:var(--muted)}.table{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border-radius:18px;border:1px solid var(--line);background:white}.table th,.table td{padding:16px;border-bottom:1px solid var(--line);text-align:left}.table th{background:#eef6fb;color:var(--navy)}.faq details{background:white;border:1px solid var(--line);border-radius:16px;margin:12px 0;padding:18px}.faq summary{font-weight:900;color:var(--navy);cursor:pointer}.footer{background:#081a3f;color:white;padding:48px 0 24px}.footer .grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer a{color:#e0f2fe;display:block;margin:8px 0}.verse{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;color:#e5e7eb;font-style:italic}.whatsapp-float{position:fixed;right:20px;bottom:20px;background:#25d366;color:white;border-radius:999px;padding:14px 18px;font-weight:900;box-shadow:0 14px 30px rgba(0,0,0,.22);z-index:999}.logo-panel{background:white;border-radius:24px;padding:28px;text-align:center}.logo-panel img{max-width:100%;height:auto;border-radius:12px}.alert{border-left:5px solid var(--gold);background:#fff8e6;padding:18px;border-radius:14px}.success{display:none;margin-top:12px;background:#e8fff4;border:1px solid #abe7c5;color:#075e37;border-radius:12px;padding:12px;font-weight:700}@media(max-width:900px){.hero .grid,.two,.cards,.footer .grid{grid-template-columns:1fr}.hero h1{font-size:34px}.menu{display:none}.form-grid{grid-template-columns:1fr}.kpis{grid-template-columns:1fr}.section{padding:48px 0}.title h2{font-size:29px}}

.footer .cols{max-width:1180px;margin:auto;padding:0 22px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footer .mini{color:#dbeafe;font-size:14px}.footer h3{color:#fff}.footer .note{font-size:13px}.menu{flex-wrap:wrap}@media(max-width:1100px){.menu{gap:10px;font-size:13px}}@media(max-width:900px){.footer .cols{grid-template-columns:1fr}}